What on earth is a credit report?

If you are looking to buy a home, any bank interested in giving you a mortgage will request to see your credit report. Before you decide to look for a new home, you may want to consider checking your credit report to see whether or not you are considered ‘credit fit’. A low credit score will most likely result in your mortgage request being denied and you having to ...

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Buying off plan

Buying a property in a new residential development has many perks including the creation of a safe living environment (link to security estate blog post) and the fact that you get to live in a brand-spanking new home.Purchasing in a new estate often requires one to buy off-plan. This basically means that the development has yet to be built at the time of purchase. At ...

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Are all security estates equal?

My childhood is filled with memories of hot summer days spent outside playing street cricket with my brothers and riding my bright pink bicycle around the neighbourhood with the girl next door. My mother would attempt to usher in our tired, grubby bodies at dusk as we would plead for one more ride around the block or ‘just five more minutes’ with our ...

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